Current Accounts

A UBA Current Account is suitable for everyone, whether employed, self-employed, artisans or members in diaspora.

Our Current account enables you bank wisely.

A UBA Current Account is suitable for everyone, whether employed, self-employed, students, artisans or members of the diaspora.

Regular Current Account

The UBA Individual Current Account is a Demand Deposit Account (DDA) primarily meant for Individuals & Joint Individuals, in which funds deposited are payable on demand, either in person, or by the presentation of a cheque by a third party, bank draft, direct debit, electronic fund transfers etc.
  • No restrictions on the withdrawal frequency or amounts from funded account.
  • Third party transactions allowed.
  • No restrictions on deposit amounts.
  • Cheque lodgment allowed.
  • Access to internet and mobile banking.
  • Access to UBA Master Card & Visa Card (for ATM, Internet and POS transactions).
  • Opening balance of $50.
  • Zero minimum operating balance.
  • Access to consumer credit facilities.
  • Lodgment of cheques and dividend warrants.
  • Cheque book enabled.

 

 

For Employees

Are you an employee?
Take the first step towards managing your money better.

  • Any of these IDs: international passport/driver’s license/national ID/voter card.
  • Employee ID (low KYC account opened in the absence of international passport/driver’s license/national ID/voter’s card).
  • Letter of introduction from employer.
  • Passport photograph.
  • Utility bill (not necessary if applicant’s company has a UBA account).

Self-Employed

Are you self-employed, whether as an entrepreneur, owner of a professional service firm, or an entertainer?
  • Any one of the valid IDs: international passport/driver’s license/national ID/voter card.
  • Passport photograph (if business, for each of the owners of business).
  • Utility bill (not exceeding 3 months old).
  • Certificate of Incorporation/Registration/CBN license (for business enterprise).
  • Two references from current account holders.

 

All UBA accounts come with

  • Internet Banking
  • Maximum Security
  • Transaction Notifications
  • Chat Banking