Magic Banking

Like Banking? You'd love it even more when you use *919#

Experience the Magic in Banking with *919#

Open a UBA account, transfer funds, buy airtime for yourself, family & friends, pay your bills, pay for your flights and check your account balance all on your mobile phone.

*919# Account Balance

Get your account balance on the move… any time, any day! 

  • No need to go to the branch to check your balance
  • You get your online, real-time account balance

*919# Funds Transfer

You can send money to any UBA bank account or UBA prepaid card

  • You can send money to any UBA bank account or UBA prepaid card
  • Send money to a UBA account
  • Dial *919# from the phone number you registered with UBA, then follow the simple steps
  • Send money to a UBA Prepaid Card
  • Dial *919# from the phone number you registered with UBA

Magic Codes

Get your account balance on the move… anytime, any day!
Dial *919*00# to check your account balance

Transaction Type Magic Banking Code
Check Balance *919*00#
Top-Up for Self *919*amount#
Top-Up for Others *919*phone number*amount#
Transfer to UBA Account *919*3*account number*amount#
Load UBA Prepaid Card *919*32#
Transfer to Other banks *919*4*account number*amount#
Pay Bills *919*5#
ATM Cardless Withdrawal *919*30*Amount#
Airline Ticket Menu *919*12#
Africa World Airline *919*12*394#
Egypt Air *919*12*077#
Ethopian Airline *919*12*071#
Lufthansa *919*12*220#

Frequently Asked Questions

Dial *919# and select ‘PIN Setup’ to change/reset your PIN

The existing limits are:
PIN – N20,000 per transaction and per day
Token – N1m per transaction and per day (for customers with token but no indemnity)
Note: Airtime purchase has been limited to N5,000 per day and the only PIN authentication is required

You can only register with either your bank account or your prepaid card. You cannot have both registered on the same profile.

You have to be enrolled for SMS alert and the number you are dialing the code from must maintained on the account/prepaid card you are trying to enrolled.

You do not need airtime to use the airtime top-up strings (for Etisalat and MTN). Etisalat and Airtel will be done shortly. For other services, telco USSD usage charges may apply.

There are two registration options:
To do this, dial *919# to see the Main Menu and select your desired option. If the user is not yet registered, she/he would be presented with registration options:
With UBA Account
With UBA Prepaid Card

Please contact our 24/7 Customer Fulfilment Center (cfc@ubagroup.com), 234-700 2255-822