Privacy Policy

This privacy policy regulates how personal information can be used by United Bank for Africa (UBA) .

The Privacy Policy

This Privacy Policy regulates how United Bank for Africa Plc (Liberia) (“UBA” or “the Bank”) can process the personal information of its customers.  

In line with the provisions of the General Data Protection Regulation (GDPR) of the European Union, and other applicable Data Privacy laws and regulations, UBA maintains the following privacy principles, which govern how we collect, use, record, organize, structure, store, adapt or alter, retrieve, consult, disclose, disseminate, align, combine, restrict, erase or destroy and generally manage your personal data (“processing” or “process” of your Personal Data”). 

Personal Data under this privacy policy is as defined by the General Data Protection Regulation (GDPR) of the European Union, and the  National Data Protection Authorities (DPA), which is the body empowered to make regulations or directives prescribing categories of sensitive personal data, further grounds for processing same, and the safeguards that must apply.

Basis for collecting and processing Personal Data by the Bank

The Bank processes your personal data relying on any of the following legal grounds:

Collection of Personal Information

UBA Plc. (Liberia) is a financial institution with an international banking license issued by Central Bank of Liberia. Its Head office is situated at Broad/Nelson Street, Monrovia, and it has a business presence in 19 African countries, including New York, the United Kingdom, France, and the UAE. 

As a responsible business, UBA is committed to complying with the relevant applicable data protection regulations when processing your personal data. 

The GDPR give you certain rights regarding our use of your personal data, including the right to: 

Note that some laws or our requirement to comply with a Legal obligation to which the Bank is subject to may prevent us from providing access to your personal data or fully complying with your request, depending upon the circumstances and the request. For example, producing your information may reveal another person’s identity.

Thus, kindly note that we reserve the right to charge an appropriate fee for complying with your request where applicable law allows and/or deny your requests where they may be manifestly unfounded, excessive, or otherwise objectionable or unwarranted under applicable law. 

What do we need?

UBA will be known as the “controller” and “processor” of the personal data you provide to us.

Please note that UBA will NEVER ask for personal banking information such as card details (CVV), PIN, Password, Secure Passcode, or Token number.

Why do we need it?

We require your basic personal data to provide you with the banking services you have engaged us for based on the requirements of the respective Central banks and/or governmental regulations, which align with the applicable Data Privacy regulations and our Data Privacy Framework/Policy.

What do we do with it?

We collect, store, and process some of your personal data as required by law to enable you to obtain banking services through us.

All the personal data that the Bank collects from you will be held and processed securely by our Facilities at Monrovia Headquarters or any of our subsidiaries and/or authorized service providers (third parties), where applicable. Your data will be confidential unless required by a Legal or regulatory requirement for the Banking services or where there is a legal basis for the processing of your processing of your personal data.

We will take all reasonable actions to ensure that the personal data of all customers and employees are handled securely and in a controlled manner. The Bank complies with the latest Information security standards such as PCI-DSS, ISO/IEC 27001:2022, etc.

How long do we keep it?

As a regulated financial services institution, we will retain your personal data as may be required by regulation in the country under consideration, after which it will be disposed of as required under the respective Government laws and Banking regulations.

Please note that regulations may require the Bank to retain your personal data for a specified period, even after the end of your banking relationship with us.

Sharing of Personal Data

Personal data may be shared with third parties and service providers to deliver our services to you in accordance with the General Data Protection Regulation (GDPR), and any applicable Data Protection Laws. 

In addition, we may disclose your personal data:

Data Security

Shared Responsibilities

Remedies for personal data violation

If your personal data is violated at any time, you can contact the Bank’s Data Protection Officer (DPO) at

Cross Border Transfer

Given the scope of our banking operations, we may process data in multiple locations and rely on legally provided mechanisms to lawfully transfer data across borders. In such cases:

Changes to Privacy Policy

We review this Privacy Policy regularly and reserve the right to make changes at any time to reflect changes in our business and legal requirements. We will post updates on our website (

Privacy Contact Information

If you have any questions, concerns, or comments about our privacy policy, you may contact us using the information below:

You may also engage the supervisory authority, the National Data Protection Authorities (DPA) , if you wish to complain about how UBA handles or has handled your personal data or have concerns about how your complaint has been handled.